Glossary entry (derived from question below)
English term or phrase:
stored value
Portuguese translation:
valor pré-pago
Added to glossary by
Matheus Chaud
Mar 6 12:06
2 mos ago
32 viewers *
English term
stored value
English to Portuguese
Bus/Financial
Finance (general)
varejo, marketing
Money Services Business Definition
The term "money services business" includes any person doing business, whether or not on a regular basis or as an organized business concern, in one or more of the following capacities:
(1) Currency dealer or exchanger.
(2) Check casher.
(3) Issuer of traveler's checks, money orders or stored value.
(4) Seller or redeemer of traveler's checks, money orders or stored value.
(5) Money transmitter.
(6) U.S. Postal Service.
An activity threshold of greater than $1,000 per person per day in one or more transactions applies to the definitions of: currency dealer or exchanger; check casher; issuer of traveler's checks, money orders or stored value; and seller or redeemer of travelers' checks, money orders or stored value. The threshold applies separately to each activity -- if the threshold is not met for the specific activity, the person engaged in that activity is not an MSB on the basis of that activity.
No activity threshold applies to the definition of money transmitter. Thus, a person who engages as a business in the transfer of funds is an MSB as a money transmitter, regardless of the amount of money transmission activity.
Notwithstanding the previous discussion, the term "money services business" does not include:
A bank, as that term is defined in 31 CFR 1010.100(d) (formerly 31 CFR 103.11(c)), or
A person registered with, and regulated or examined by, the Securities and Exchange Commission or the Commodity Futures Trading Commission.
For the complete regulatory definition of "money services business", see 31 CFR 1010.100(ff) (formerly 31 CFR 103.11(uu)).
The term "money services business" includes any person doing business, whether or not on a regular basis or as an organized business concern, in one or more of the following capacities:
(1) Currency dealer or exchanger.
(2) Check casher.
(3) Issuer of traveler's checks, money orders or stored value.
(4) Seller or redeemer of traveler's checks, money orders or stored value.
(5) Money transmitter.
(6) U.S. Postal Service.
An activity threshold of greater than $1,000 per person per day in one or more transactions applies to the definitions of: currency dealer or exchanger; check casher; issuer of traveler's checks, money orders or stored value; and seller or redeemer of travelers' checks, money orders or stored value. The threshold applies separately to each activity -- if the threshold is not met for the specific activity, the person engaged in that activity is not an MSB on the basis of that activity.
No activity threshold applies to the definition of money transmitter. Thus, a person who engages as a business in the transfer of funds is an MSB as a money transmitter, regardless of the amount of money transmission activity.
Notwithstanding the previous discussion, the term "money services business" does not include:
A bank, as that term is defined in 31 CFR 1010.100(d) (formerly 31 CFR 103.11(c)), or
A person registered with, and regulated or examined by, the Securities and Exchange Commission or the Commodity Futures Trading Commission.
For the complete regulatory definition of "money services business", see 31 CFR 1010.100(ff) (formerly 31 CFR 103.11(uu)).
Proposed translations
(Portuguese)
4 +1 | valor pré-pago | Matheus Chaud |
3 +2 | custódia eletrônica de valores / cartão pré-pago | Yuri Toledo |
5 -1 | valor digital/eletrônico | Oliver Simões |
3 | valor armazenado | Clauwolf |
Change log
Mar 11, 2024 16:10: Matheus Chaud changed "Edited KOG entry" from "<a href="/profile/83285">Lilian Magalhães's</a> old entry - "stored value"" to ""valor pré-pago""
Proposed translations
+1
27 mins
English term (edited):
stored value
Selected
valor pré-pago
Mais uma vez, estou com a Teresa: usaria pré-pago.
https://www.irs.gov/businesses/small-businesses-self-employe...
pre-paid access (formerly stored value) products
https://faisalkhan.com/learn/resources-and-references/what-i...
Stored Value: This refers to the monetary value represented in digital form, which is stored on an electronic device or system. It's a pre-paid amount that users can access to make payments or transactions.
Peer comment(s):
agree |
Pollyanna Sousa
: Em contexto de varejo, valor pré-pago, perfeito.
1 day 1 hr
|
Obrigado, Pollyanna!
|
4 KudoZ points awarded for this answer.
Comment: "Obrigada"
14 mins
+2
36 mins
custódia eletrônica de valores / cartão pré-pago
Considerando esta definição mais geral: "Funds or monetary value represented in digital electronics format (whether or not specially encrypted) and stored or capable of storage on electronic media in such a way as to be retrievable and transferable electronically." Isso me faz pensar no conceito de custódia, comum em finanças.
Mas pode ser que o seu contexto tenha a ver com cartões. Se for isso, então é cartão pré-pago.
Mas pode ser que o seu contexto tenha a ver com cartões. Se for isso, então é cartão pré-pago.
Reference:
Peer comment(s):
agree |
Ana Vozone
: Cartão pré-pago. "Seller or redeemer of traveler's checks, money orders or stored value". Revendedores ou "cambiadores"
3 hrs
|
Muito obrigado!
|
|
agree |
Karla Taufner
1 day 2 hrs
|
Muito obrigado!
|
-1
2 hrs
valor digital/eletrônico
Stored value
Funds or monetary value represented in digital electronics format (whether or not specially encrypted) and stored or capable of storage on electronic media in such a way as to be retrievable and transferable electronically. (Emphasis added). https://www.fincen.gov/stored-value
Example Sentences
De acordo com um relatório Nikkei de 28 de janeiro , espera-se que a nova bolsa de valores digitais seja a primeira empresa japonesa negociando ações digitais usando a tecnologia blockchain. https://br.cointelegraph.com/news/sbi-holdings-and-smfg-to-l...
O valor eletrônico, uma vez emitido, pode ser resgatado em dinheiro, transferido entre clientes ou usado por um cliente para fazer pagamentos a comerciantes, empresas de serviços públicos e outros. https://www.cgap.org/sites/default/files/CGAP-Focus-Note-Non...
Funds or monetary value represented in digital electronics format (whether or not specially encrypted) and stored or capable of storage on electronic media in such a way as to be retrievable and transferable electronically. (Emphasis added). https://www.fincen.gov/stored-value
Example Sentences
De acordo com um relatório Nikkei de 28 de janeiro , espera-se que a nova bolsa de valores digitais seja a primeira empresa japonesa negociando ações digitais usando a tecnologia blockchain. https://br.cointelegraph.com/news/sbi-holdings-and-smfg-to-l...
O valor eletrônico, uma vez emitido, pode ser resgatado em dinheiro, transferido entre clientes ou usado por um cliente para fazer pagamentos a comerciantes, empresas de serviços públicos e outros. https://www.cgap.org/sites/default/files/CGAP-Focus-Note-Non...
Discussion