Glossary entry (derived from question below)
English term or phrase:
Laybyes Accepted
English answer:
payment by installments
Added to glossary by
Catharine Cellier-Smart
Jan 3, 2010 08:49
14 yrs ago
1 viewer *
English term
Laybyes Accepted
English
Art/Literary
Art, Arts & Crafts, Painting
word
"It is long past closing time. The post office is closed, the shops are closed,the street is deserted. Meyerowitz Jeweller. Babes in the Wood--Laybyes Accepted. Cosmos Cafe. Foschini Modes."
What is" Laybyes Accepted" mean?
Thank your!
What is" Laybyes Accepted" mean?
Thank your!
Change log
Jan 10, 2010 05:46: Catharine Cellier-Smart Created KOG entry
Responses
+5
7 mins
Selected
payment by installments
I can only presume it to mean the sort of installment payment as described below :
A lay-by is a convenient and inexpensive way of buying goods offered by many stores. In a lay-by you select the items you wish to buy and enter an agreement with the store. You pay an initial deposit and the remainder of the item's cost in regular instalments. In exchange the store will hold the item for you until you have completely paid for it. There are no credit charges involved but there may be a fee charged if you decide to cancel the lay-by.
http://www.moneystuff.net.au/Default.aspx?tabid=120
A lay-by is a convenient and inexpensive way of buying goods offered by many stores. In a lay-by you select the items you wish to buy and enter an agreement with the store. You pay an initial deposit and the remainder of the item's cost in regular instalments. In exchange the store will hold the item for you until you have completely paid for it. There are no credit charges involved but there may be a fee charged if you decide to cancel the lay-by.
http://www.moneystuff.net.au/Default.aspx?tabid=120
Peer comment(s):
agree |
airmailrpl
: also a lay-away in USA
1 hr
|
thanks
|
|
agree |
Tania McConaghy
: in Australia a lay-by is often paid in installments
1 hr
|
thank you Tania
|
|
agree |
Jim Tucker (X)
1 hr
|
thank you Jim
|
|
agree |
English2Korean
2 hrs
|
감사합니다
|
|
agree |
William [Bill] Gray
: I remember this term well from my childhood days in New Zealand.
3 hrs
|
Thank you Bill
|
|
disagree |
kolya
: This is a Layby and not a Layaway
8 hrs
|
neutral |
Tony M
: My only reservation is that this might be over-interpretation; the key factor is surely not the installments per se, but rather, that you don't get the goods until you've actually finished paying for them, unlike more modern forms of credit.
10 hrs
|
thank you Tony
|
|
agree |
Anita du Plessis
: Term also used in SA, especially where people do not have credit cards. Item is kept until paid off.
11 hrs
|
thank you Anitadp
|
4 KudoZ points awarded for this answer.
Comment: "thank you for help!"
+5
27 mins
pay a deposit for an item and the rest later
According to the link below, it is a term used in Australia and New Zealand, where you pay a deposit, and the store would keep the item for you until you have paid the full price.
http://www.thefreedictionary.com/lay-by
Not to rebut Catherine's suggestion, but the payment does not necessarily have to be in installments. If you are buying a car worth 1000 USD, and you pay a deposit of 100, and if you bring in the remaining 900 the next day, the car is yours.
--------------------------------------------------
Note added at 28 mins (2010-01-03 09:17:09 GMT)
--------------------------------------------------
Therefore, this store accepts that kind of payment.
http://www.thefreedictionary.com/lay-by
Not to rebut Catherine's suggestion, but the payment does not necessarily have to be in installments. If you are buying a car worth 1000 USD, and you pay a deposit of 100, and if you bring in the remaining 900 the next day, the car is yours.
--------------------------------------------------
Note added at 28 mins (2010-01-03 09:17:09 GMT)
--------------------------------------------------
Therefore, this store accepts that kind of payment.
Peer comment(s):
agree |
Jenni Lukac (X)
: Many years ago, before almost everyone had credit cards, some US stores used the term "lay-away" for this concept.
37 mins
|
Thank you Jenni
|
|
agree |
Jack Doughty
53 mins
|
Thank you Jack
|
|
agree |
Rolf Keiser
3 hrs
|
Thank you Goldcoaster
|
|
agree |
British Diana
5 hrs
|
Thank you British Diana
|
|
disagree |
kolya
: This is a Layby, not a Layaway
8 hrs
|
Kolya, this IS a layby, see my posted reference above.
|
|
agree |
Tony M
: Yes, absolutely! In the UK, we tend to say "put something by for me", but I've heard this expression used particularly 'down under'
10 hrs
|
Thank you Tony!
|
|
agree |
NancyLynn
17 hrs
|
Thank you Nancy
|
8 hrs
Lay Away
In some places in USA like Targets, Michaels, Sears, when you are short of money they accept to keep your intended purchase in Lay Away storage for a given period, so you can pay in when you have the whole amount, also in some other places, would keep your intended purchase, as a collateral {if you will} until you pay the whole amount in installments or in one payment.
--------------------------------------------------
Note added at 8 hrs (2010-01-03 17:32:06 GMT)
--------------------------------------------------
I have explained in my second explanation. Sorry before I could write further in the actual answering window I posted the answer instead of editing. Sorry. Happy New Year :)
Lay away is different than the Layby. In all languages Layby means a place of temp. stop, rest kick back. ( in Danish; vigeplads, rasteplads, In German; all the other ones that I know of مكان انتظار odpočívadlo vigeplads Parkbucht πλευρικός χώρος στάθμευσης rasteplads tienvarren lepopaikka bas-Côte. and french the last in English : shoulder, a place where you stop for a short rest.
--------------------------------------------------
Note added at 8 hrs (2010-01-03 17:32:06 GMT)
--------------------------------------------------
I have explained in my second explanation. Sorry before I could write further in the actual answering window I posted the answer instead of editing. Sorry. Happy New Year :)
Lay away is different than the Layby. In all languages Layby means a place of temp. stop, rest kick back. ( in Danish; vigeplads, rasteplads, In German; all the other ones that I know of مكان انتظار odpočívadlo vigeplads Parkbucht πλευρικός χώρος στάθμευσης rasteplads tienvarren lepopaikka bas-Côte. and french the last in English : shoulder, a place where you stop for a short rest.
1 day 11 hrs
...lay away deposits accepted...
Layaway orders will only be accepted for orders totaling $250 or more, ... Layaway may be cancelled via email, with a full refund of deposit, within 10 days ...
www.grannysjewelrybox.com/layaway.html - En caché - Similares
Nature's Wonderland - Terms of Lay-By (Lay-Away)and Pre-Order - [ Traducir esta página ]Lay-by/Lay Away terms are available to suit your needs. ... We can accept Direct Bank Deposit for Australians, or PayPal for Internationals. ...
www.natureswonderland.biz/LayByTerms.htm - En caché
Discount St John Knits and authentic designer handbags at Rodeo ... - [ Traducir esta página ]By a layaway being defaulted it is returned to the system and sales floor and made available for sale to the public. Layaway deposits made on the items ...
www.rodeodriveresale.com/layaway - En caché - Similares
Consumer Reports Money & Shopping Blog: Considering a layaway ... - [ Traducir esta página ]9 Nov 2009 ... At Burlington Coat Factory, layaway deposits and payments are non-refundable, but may be converted to a gift card if layaway is cancelled. ...
blogs.consumerreports.org/.../considering-a-layaway-purchase-read-this.html - En caché
Layaway - [ Traducir esta página ]Default layaway deposit; Tracking of layaway status; Payments accepted at point of sale; Customer reconciliation reports after each transaction: payment, ...
www.transactpos.com/Modules/Layaway/tabid/.../Default.aspx - En caché
Action Pinball & Amusement - Deposits - [ Traducir esta página ]Because of this, any deposits that we accept are completely non-refundable. ... Christmas Lay Away will hold a game up through December 24th, ...
www.actionpinball.com/sales/deposit.htm
www.grannysjewelrybox.com/layaway.html - En caché - Similares
Nature's Wonderland - Terms of Lay-By (Lay-Away)and Pre-Order - [ Traducir esta página ]Lay-by/Lay Away terms are available to suit your needs. ... We can accept Direct Bank Deposit for Australians, or PayPal for Internationals. ...
www.natureswonderland.biz/LayByTerms.htm - En caché
Discount St John Knits and authentic designer handbags at Rodeo ... - [ Traducir esta página ]By a layaway being defaulted it is returned to the system and sales floor and made available for sale to the public. Layaway deposits made on the items ...
www.rodeodriveresale.com/layaway - En caché - Similares
Consumer Reports Money & Shopping Blog: Considering a layaway ... - [ Traducir esta página ]9 Nov 2009 ... At Burlington Coat Factory, layaway deposits and payments are non-refundable, but may be converted to a gift card if layaway is cancelled. ...
blogs.consumerreports.org/.../considering-a-layaway-purchase-read-this.html - En caché
Layaway - [ Traducir esta página ]Default layaway deposit; Tracking of layaway status; Payments accepted at point of sale; Customer reconciliation reports after each transaction: payment, ...
www.transactpos.com/Modules/Layaway/tabid/.../Default.aspx - En caché
Action Pinball & Amusement - Deposits - [ Traducir esta página ]Because of this, any deposits that we accept are completely non-refundable. ... Christmas Lay Away will hold a game up through December 24th, ...
www.actionpinball.com/sales/deposit.htm
2 days 3 hrs
I used "vendas a prazo" in Portuguese since we don't have that system here.
This is from J.M. Coetzee's book "Summertime". I am translating it into Portuguese and had the same query. It was very useful to find these discussions here. However, I have another one on the same sentence: What is "modes" in Foschini Modes?
Discussion
West's Encyclopedia of American Law, edition 2. Copyright 2008 The Gale Group, Inc. All rights reserved.
http://legal-dictionary.thefreedictionary.com/Layaway
Happy 2010!
eski
Thanks for your support, Tony M !
What you have pulled up is simply the commonest meaning that everyone knows (and which no-one is disputing) — but apparently there are other meanings that maybe you weren't aware of, but it just so happens some of the rest of us are. These are often culture-specific aspects that are not well covered by most ordinary dictionaries. But even your own reference lists it as definition #4. And just look at this entry from the NS OED:
lay-by
2 a Something laid by or saved; savings. L19
b A system of paying a deposit to secure an article for later purchase. Chiefly Austral. & NZ. M20
It seems to me that by your own discussion entry posting, you have just undermined the very argument on which you were basing your 'disagrees' to the answers from CC-S and YK.
**lay-by
n
1. Brit a place for drivers to stop at the side of a main road
2. (Transport / Nautical Terms) Nautical an anchorage in a narrow waterway, away from the channel
3. (Transport / Railways) a small railway siding where rolling stock may be stored or parked
4. (Business / Commerce) Austral and NZ a system of payment whereby a buyer pays a deposit on an article, which is reserved for him until he has paid the full price
vb lay by (adverb)
1. (tr) to set aside or save for future needs
2. (Transport / Nautical Terms) Also lay to to cause (a sailing vessel) to stop in open water or (of a sailing vessel) to stop**
http://search.creativecommons.org/?q=layby&sourceid=Mozilla-...
http://en.wikipedia.org/wiki/Layby#Lay-bys
http://addons.wikibuddy.com/texis/open/searchframer?q=layby&...
http://dictionary.reference.com/browse/layby
This is why I wondered if you had perhaps mixed up "accepted" and "excepted" - and now "expected"?
A layby is a place of rest, if I could call your attention to the sentence context. ...everything is closed ** the shops are closed,the street is deserted....Laybyes Accepted. Cosmos Cafe....
Brits have different words for the thing you are referring to, such as "hire purchase" or buying sth "on the never-never" - however these expressions may be a bit dated as I left the country long ago...