Glossary entry

English term or phrase:

Laybyes Accepted

English answer:

payment by installments

Added to glossary by Catharine Cellier-Smart
Jan 3, 2010 08:49
14 yrs ago
1 viewer *
English term

Laybyes Accepted

English Art/Literary Art, Arts & Crafts, Painting word
"It is long past closing time. The post office is closed, the shops are closed,the street is deserted. Meyerowitz Jeweller. Babes in the Wood--Laybyes Accepted. Cosmos Cafe. Foschini Modes."

What is" Laybyes Accepted" mean?

Thank your!
Change log

Jan 10, 2010 05:46: Catharine Cellier-Smart Created KOG entry

Discussion

eski Jan 4, 2010:
Lay away An agreement between a retail seller and a consumer that provides that the seller will retain designated consumer goods for sale to the consumer at a specified price on a future date, if the consumer deposits with the seller an agreed upon sum of money.

West's Encyclopedia of American Law, edition 2. Copyright 2008 The Gale Group, Inc. All rights reserved.
http://legal-dictionary.thefreedictionary.com/Layaway

Happy 2010!
eski
British Diana Jan 4, 2010:
Tony M has confirmed what I have been trying to explain to kolya. Nobody is disputing the fact that there are (at least) two meanings of the word Laybye. As a NS of BE, I originally only knew the "parking place" meaning - but it does not fit the context "laybyes accepted". So if it had been my translation I would have consulted a good dictionary and come up with the meaning "securing an article by paying a deposit". Thus, as soon as Yasutomo provided the other meaning I learnt something new, and gave him (her?) an Agree.
Thanks for your support, Tony M !
Tony M Jan 3, 2010:
Yes, but... ...all professional translators know that dictionaries don't always tell the whole story! The fact that a word does appear in one or more dictionaries is comforting confirmation of its existence; but the fact that a word does not appear cannot be taken as rigid proof of its non-existence — certainly not until you have looked in every dictionary that exists!

What you have pulled up is simply the commonest meaning that everyone knows (and which no-one is disputing) — but apparently there are other meanings that maybe you weren't aware of, but it just so happens some of the rest of us are. These are often culture-specific aspects that are not well covered by most ordinary dictionaries. But even your own reference lists it as definition #4. And just look at this entry from the NS OED:

lay-by

2 a Something laid by or saved; savings. L19
b A system of paying a deposit to secure an article for later purchase. Chiefly Austral. & NZ. M20

It seems to me that by your own discussion entry posting, you have just undermined the very argument on which you were basing your 'disagrees' to the answers from CC-S and YK.
kolya Jan 3, 2010:
http://www.thefreedictionary.com/layby
**lay-by
n
1. Brit a place for drivers to stop at the side of a main road
2. (Transport / Nautical Terms) Nautical an anchorage in a narrow waterway, away from the channel
3. (Transport / Railways) a small railway siding where rolling stock may be stored or parked
4. (Business / Commerce) Austral and NZ a system of payment whereby a buyer pays a deposit on an article, which is reserved for him until he has paid the full price
vb lay by (adverb)
1. (tr) to set aside or save for future needs
2. (Transport / Nautical Terms) Also lay to to cause (a sailing vessel) to stop in open water or (of a sailing vessel) to stop**
http://search.creativecommons.org/?q=layby&sourceid=Mozilla-...

http://en.wikipedia.org/wiki/Layby#Lay-bys

http://addons.wikibuddy.com/texis/open/searchframer?q=layby&...

http://dictionary.reference.com/browse/layby
British Diana Jan 3, 2010:
except or expect kolya, I'm afraid I don't speak either of your native languages, otherwise I would ask you to translate the source in such a way as to support your interpretation of "laybye" as "parking space" in the context of "laybyes accepted". I can't see it, myself.
This is why I wondered if you had perhaps mixed up "accepted" and "excepted" - and now "expected"?
kolya Jan 3, 2010:
We also accept if you would like to stop just for a rest, but we don't expect it really....is that what you mean??
British Diana Jan 3, 2010:
accepted or excepted kolya, you wouldn't by any chance be confusing "accepted" with "excepted"?
kolya Jan 3, 2010:
Hi Diana, this is not a layaway; though in Australia is meant as: Layaway, also referred to as lay-by in Australia, New Zealand, South Africa and Great Britain, is a way to purchase an item without paying the entire cost at once. However, rather than taking the item home and then repaying the debt on a regular schedule, as in most installment plans or hire purchases, the layaway customer does not receive the item until it is completely paid for. There is sometimes a fee associated with a layaway purchase, since the seller must "lay" the item "away" in storage until the payments are completed. In the event the customer did not pay the amount due, the item would be returned to stock and any subsequent payments that were processed or are pending would be returned to the customer.

A layby is a place of rest, if I could call your attention to the sentence context. ...everything is closed ** the shops are closed,the street is deserted....Laybyes Accepted. Cosmos Cafe....
British Diana Jan 3, 2010:
In spite of what kolya says (with CL 5 !) and although I say that the BE meaning is a parking spot, there can be no doubt that here Yasutomo's suggestion is the right one, especially with "laybyes accepted".
kolya Jan 3, 2010:
a place for drivers to stop at the side of a main road
kolya Jan 3, 2010:
Happy New Year Everyone. I was so smart today that ended up with two term translation :) sorry about that. A layby is a resting spot, or shoulder on a road where you can stop for a short time to stretch or rest a for a minute. A layaway that mostly translated it as is not correct, if you see the term is layby and not a layaway. I have added all the languages I deal with and the translations of the layby thereby and you will see all are translated as a Resting spot, a resting road shoulder spot, and here clearly Cosmos Cafe offering that spot since everything else in the city seems closed.
British Diana Jan 3, 2010:
a British layby is for parking This is interesting, because in BE a layby is a "space next to a road where vehicles can stop".
Brits have different words for the thing you are referring to, such as "hire purchase" or buying sth "on the never-never" - however these expressions may be a bit dated as I left the country long ago...
Is your text in Australian English ? The term seems to be more common in Australian English. Perhaps an Antipodean colleague could confirm ?

Responses

+5
7 mins
Selected

payment by installments

I can only presume it to mean the sort of installment payment as described below :

A lay-by is a convenient and inexpensive way of buying goods offered by many stores. In a lay-by you select the items you wish to buy and enter an agreement with the store. You pay an initial deposit and the remainder of the item's cost in regular instalments. In exchange the store will hold the item for you until you have completely paid for it. There are no credit charges involved but there may be a fee charged if you decide to cancel the lay-by.

http://www.moneystuff.net.au/Default.aspx?tabid=120
Peer comment(s):

agree airmailrpl : also a lay-away in USA
1 hr
thanks
agree Tania McConaghy : in Australia a lay-by is often paid in installments
1 hr
thank you Tania
agree Jim Tucker (X)
1 hr
thank you Jim
agree English2Korean
2 hrs
감사합니다
agree William [Bill] Gray : I remember this term well from my childhood days in New Zealand.
3 hrs
Thank you Bill
disagree kolya : This is a Layby and not a Layaway
8 hrs
neutral Tony M : My only reservation is that this might be over-interpretation; the key factor is surely not the installments per se, but rather, that you don't get the goods until you've actually finished paying for them, unlike more modern forms of credit.
10 hrs
thank you Tony
agree Anita du Plessis : Term also used in SA, especially where people do not have credit cards. Item is kept until paid off.
11 hrs
thank you Anitadp
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4 KudoZ points awarded for this answer. Comment: "thank you for help!"
+5
27 mins

pay a deposit for an item and the rest later

According to the link below, it is a term used in Australia and New Zealand, where you pay a deposit, and the store would keep the item for you until you have paid the full price.

http://www.thefreedictionary.com/lay-by

Not to rebut Catherine's suggestion, but the payment does not necessarily have to be in installments. If you are buying a car worth 1000 USD, and you pay a deposit of 100, and if you bring in the remaining 900 the next day, the car is yours.

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Note added at 28 mins (2010-01-03 09:17:09 GMT)
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Therefore, this store accepts that kind of payment.
Peer comment(s):

agree Jenni Lukac (X) : Many years ago, before almost everyone had credit cards, some US stores used the term "lay-away" for this concept.
37 mins
Thank you Jenni
agree Jack Doughty
53 mins
Thank you Jack
agree Rolf Keiser
3 hrs
Thank you Goldcoaster
agree British Diana
5 hrs
Thank you British Diana
disagree kolya : This is a Layby, not a Layaway
8 hrs
Kolya, this IS a layby, see my posted reference above.
agree Tony M : Yes, absolutely! In the UK, we tend to say "put something by for me", but I've heard this expression used particularly 'down under'
10 hrs
Thank you Tony!
agree NancyLynn
17 hrs
Thank you Nancy
Something went wrong...
8 hrs

Lay Away

In some places in USA like Targets, Michaels, Sears, when you are short of money they accept to keep your intended purchase in Lay Away storage for a given period, so you can pay in when you have the whole amount, also in some other places, would keep your intended purchase, as a collateral {if you will} until you pay the whole amount in installments or in one payment.

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Note added at 8 hrs (2010-01-03 17:32:06 GMT)
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I have explained in my second explanation. Sorry before I could write further in the actual answering window I posted the answer instead of editing. Sorry. Happy New Year :)

Lay away is different than the Layby. In all languages Layby means a place of temp. stop, rest kick back. ( in Danish; vigeplads, rasteplads, In German; all the other ones that I know of مكان انتظار odpočívadlo vigeplads Parkbucht πλευρικός χώρος στάθμευσης rasteplads tienvarren lepopaikka bas-Côte. and french the last in English : shoulder, a place where you stop for a short rest.
Something went wrong...
1 day 11 hrs

...lay away deposits accepted...

Layaway orders will only be accepted for orders totaling $250 or more, ... Layaway may be cancelled via email, with a full refund of deposit, within 10 days ...
www.grannysjewelrybox.com/layaway.html - En caché - Similares
Nature's Wonderland - Terms of Lay-By (Lay-Away)and Pre-Order - [ Traducir esta página ]Lay-by/Lay Away terms are available to suit your needs. ... We can accept Direct Bank Deposit for Australians, or PayPal for Internationals. ...
www.natureswonderland.biz/LayByTerms.htm - En caché
Discount St John Knits and authentic designer handbags at Rodeo ... - [ Traducir esta página ]By a layaway being defaulted it is returned to the system and sales floor and made available for sale to the public. Layaway deposits made on the items ...
www.rodeodriveresale.com/layaway - En caché - Similares
Consumer Reports Money & Shopping Blog: Considering a layaway ... - [ Traducir esta página ]9 Nov 2009 ... At Burlington Coat Factory, layaway deposits and payments are non-refundable, but may be converted to a gift card if layaway is cancelled. ...
blogs.consumerreports.org/.../considering-a-layaway-purchase-read-this.html - En caché
Layaway - [ Traducir esta página ]Default layaway deposit; Tracking of layaway status; Payments accepted at point of sale; Customer reconciliation reports after each transaction: payment, ...
www.transactpos.com/Modules/Layaway/tabid/.../Default.aspx - En caché
Action Pinball & Amusement - Deposits - [ Traducir esta página ]Because of this, any deposits that we accept are completely non-refundable. ... Christmas Lay Away will hold a game up through December 24th, ...
www.actionpinball.com/sales/deposit.htm
Something went wrong...
2 days 3 hrs

I used "vendas a prazo" in Portuguese since we don't have that system here.

This is from J.M. Coetzee's book "Summertime". I am translating it into Portuguese and had the same query. It was very useful to find these discussions here. However, I have another one on the same sentence: What is "modes" in Foschini Modes?
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